Lies That Auto Insurance Companies Will Tell You After an Accident

Auto insurance companies, just like health insurance and life insurance companies, care about their bottom line above all else. They will do everything in their power to reject claims, limit payouts, and increase premiums. If you have been in a car accident, your insurance company could try to mislead you about certain things in order to protect its own finances. Learn below about how your insurance company might try to deceive you after an accident, and speak with a savvy Lancaster auto accident lawyer if you or a loved one has been injured in a car crash in the Antelope Valley.

You must use their “in-network” mechanic

Your auto insurance company may tell you that you are required to go to their preferred mechanic. Their choice might not be the best mechanic, and the mechanic may have an incentive to minimize the claim to the insurance company. They may only look at surface damage and fail to diagnose more expensive issues. Most of the time, you can choose your own mechanic and have them bill your insurance. Speak with a knowledgeable auto crash lawyer to review your policy and make sure that you exercise your best option.

Your policy only covers car damage and certain medical bills

When you file a claim, your insurance company wants you to ask for the smallest coverage so they can give you the lowest payout. Many car insurance policies cover more than just medical bills, however. Many cover pain and suffering, daily expenses, car rentals, and other damages. Your insurance provider is not likely to volunteer this information and will rely on you not knowing what to ask for.

You must accept their lowball settlement offer, or you might not get anything

You have the right to reject an insurance provider’s first offer. However, without any further action on your part, they may not go out of their way to make a better offer. With the help of your California auto accident lawyer, you can fight the insurance company to make sure that they pay you what you are rightly owed.

Your claim cannot be reopened once closed

If you accept a claim but later discover that you were more seriously injured than you thought, you might have grounds to reopen your claim. It is vital to have a car accident lawyer review any documents before you sign so that you do not sign away your rights. However, even if you have already accepted a settlement, you might still have grounds to get more, should a serious injury later manifest. Talk to a knowledgeable California car crash lawyer to discuss your circumstances and learn whether you may be able to get additional coverage for a latent injury.

Trusted Legal Advice and Representation After a Lancaster Car Accident

If a negligent driver in California has injured you or a loved one in An Antelope Valley crash, contact a dedicated and effective Lancaster car accident attorney about pursuing a claim for damages by calling the Kistler Law Firm at 661-206-6990.